Finance

Child Support Payment Calculator

Calculate estimated child support payments based on salary and number of children. Free calculator using typical state guidelines for 2026.

  • Administration for Children & Families data · June 2026
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How to use this calculator

Follow this tool’s steps, then review its formula, assumptions, and limits below.

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Child support calculations depend on the obligor's net income and number of dependent children. This calculator estimates typical child support percentages based on standard state guidelines and the payor's net salary. Updated for 2026, it helps parents and obligors understand approximate monthly obligations for informed financial planning.

When to use this calculator

  • Estimating child support obligations before legal proceedings
  • Understanding typical payment percentages by dependent count
  • Financial planning for obligors and custodial parents
  • Comparing scenarios based on salary or child count changes
  • Quick reference for child support guideline estimates

Guideline percentages in the "percentage of income" states

These 6 states apply a fixed percentage to one parent's income — the method this calculator uses.

StateApplied to1 child2 children3 children4 children5+ children
TexasNet resources20%25%30%35%40%
WisconsinGross income17%25%29%31%34%
MississippiAdjusted gross14%20%22%24%26%
NevadaGross income16%22%26%28%+2%/child
AlaskaAdjusted income20%27%33%+3%/child+3%/child

Sources: Tex. Fam. Code §154.125; Wis. Admin. Code DCF 150; Miss. Code §43-19-101; Nev. Rev. Stat. §125B.070; Alaska Civil Rule 90.3. North Dakota also varies by income bracket via published tables. The other ~41 states + DC use the income shares model (both parents' incomes), which typically yields a lower obligation.

How it works

Two Ways States Calculate Child Support

This calculator uses the simplest method — a flat percentage of the paying parent's income. That is how the 6 "percentage of income" states do it. But most states use a different model, so it matters which one applies to you.

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1. Percentage of Income (6 states)

A fixed percentage of the non-custodial parent's income, scaling with the number of children. Only one parent's income is used. This is exactly what the calculator above models.

  • Flat percentage: Wisconsin, Mississippi, Nevada, Alaska — the percentage is the same regardless of income level.

  • Varying percentage: Texas and North Dakota — the percentage steps down on income above a cap.
  • Texas example (net resources): 1 child = 20%, 2 = 25%, 3 = 30%, 4 = 35%, 5 = 40%, 6+ = no less than 40%. These percentages apply to the first $9,200/month in net resources (2024 cap, adjusted periodically). Income above that cap may generate additional support only if the child has proven special needs.

    Wisconsin example (gross income): 1 child = 17%, 2 = 25%, 3 = 29%, 4 = 31%, 5+ = 34%. No income cap applies.

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    2. Income Shares (≈41 states + DC)

    The dominant model, adopted by most states following the 1987 federal Child Support Guidelines. It works in four steps:

    1. Add both parents' gross (or net, depending on the state) incomes to get a combined income figure.
    2. Look up the basic child support obligation in a state-published schedule — a table that reflects what an intact two-parent household at that income level would typically spend raising the children.
    3. Each parent's share of combined income determines their proportional obligation.
    4. The non-custodial parent pays their share directly; the custodial parent's share is presumed to be spent in the home.

    Because the custodial parent's income offsets the total obligation, the result is typically lower than a flat-percentage estimate for the same paying-parent income. The difference widens when both parents earn similar amounts.

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    3. Melson Formula (Delaware, Hawaii, Montana)

    An income-shares variant that adds a policy layer: before allocating support, it carves out a self-support reserve for each parent — a minimum amount each adult needs to cover basic living costs. Only income above that reserve is subject to the support calculation. This makes it the most protective of low-income parents but also the most complex to compute manually.

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    How the Calculator Above Works

    1. Enter the paying parent's gross monthly income.
    2. Select the number of children.
    3. The calculator applies a state-specific (or default) flat percentage to that figure.
    4. Result = estimated monthly child support obligation.

    No information about the receiving parent's income, custody split, or add-on expenses is needed — because the percentage-of-income model doesn't use them.

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    What the Percentage Is Applied To: Gross vs. Net

    The base differs significantly by state, and it changes the real dollar amount even at the same stated percentage:

    StateBase
    TexasNet resources (gross minus SS tax, Medicare, state/federal income tax on that income, union dues, health insurance for the child)
    WisconsinGross income
    MississippiAdjusted gross income (gross minus pre-existing child support orders)
    AlaskaNet income (gross minus mandatory deductions)

    Practical impact: A paying parent earning $6,000/month gross might have net resources of roughly $4,500–$5,000 after deductions. At 20% for one child, that is $900–$1,000/month vs. $1,200/month on gross. Always confirm which base your state uses before relying on any estimate.

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    What This Calculator Does NOT Include

    Real-world orders almost always add line items beyond the base obligation:

  • Health insurance premiums — courts typically allocate the cost of the child's coverage proportionally or assign it to one parent.

  • Uninsured/extraordinary medical expenses — usually split 50/50 or by income share.

  • Childcare costs — work- or education-related daycare is commonly added to the base in Income Shares states.

  • Educational or extracurricular expenses — may be ordered in some jurisdictions.

  • Parenting time adjustments — in many states, if the non-custodial parent has the child 40%+ of overnights, the base obligation is reduced.
  • These add-ons can increase (or in the case of shared custody credits, decrease) the final order by 20–40% compared to the base figure alone.

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    Common Errors to Avoid

  • Confusing gross and net income. Using gross when your state calculates on net (or vice versa) produces meaningfully wrong estimates.

  • Assuming the calculator output is a legal order. Courts can deviate from guidelines for documented good cause — it happens in roughly 10–15% of cases nationally.

  • Ignoring existing support orders. Most states require you to deduct prior child support obligations from income before applying the new calculation.

  • Treating the result as permanent. Orders are modifiable when circumstances change materially and continuously — typically a 15–20% change in income qualifies in most states.
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    > This calculator provides an educational estimate only. Child support determinations are made by courts applying your state's specific guidelines. Consult a family law attorney for advice about your situation.

    Example Calculation

    $1M monthly salary, 1 child
    $250k/month
    25% of net salary
    Disclaimer: Informational estimate. Actual rates, fees, and terms depend on the provider and contract; compare official documents before deciding.

    Frequently asked questions

    How is child support amount calculated?
    Child support is calculated using the obligor's net income multiplied by a percentage based on the number of children. Most states follow the income shares model.
    What percentage of salary goes to child support?
    Typical percentages are: 1 child = 20–25%, 2 children = 30–35%, 3+ children = 40% or more. Actual amounts depend on your state and both parents' incomes.
    Does child support cover health insurance?
    Child support typically covers basic needs: food, housing, and education. Health insurance is often ordered separately as an additional obligation.
    How long must I pay child support?
    In most states, child support continues until the child turns 18, or 19–21 if still in high school or enrolled full-time in college.
    Can child support be modified?
    Yes. Either parent can request a modification if there's a significant change in income, employment, or custody. Courts may also review periodically.
    What happens if child support isn't paid?
    Enforcement actions include wage garnishment, tax refund interception, license suspension, and potential contempt of court charges.
    Does this calculator apply to my state?
    This is a general estimate based on typical state guidelines. Child support laws vary by state. Consult your state's child support office or family law attorney for specific amounts.
    Is this calculator free?
    Yes, all our calculators are completely free and require no registration.

    Methodology & trust

    Editorial

    Finance calculator with its formula verified automatically against Office of Child Support Services (OCSS) — U.S. Dept. of Health & Human Services, per our editorial policy and methodology.

    Updates

    Updated: June 2026. Parameters are verified periodically against the cited sources.

    Privacy

    Calculations run 100% in your browser. We do not store or transmit your data.

    Limitations

    Indicative results. For critical decisions, consult a professional.

    📌 How to cite this calculator

    Rodríguez, M. (2026). Child Support Payment Calculator. Hacé Cuentas. https://hacecuentas.com/en/child-support-percentage-salary

    Content licensed under CC-BY 4.0 — reuse it citing the source with a link to Hacé Cuentas.

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