Argentina Salary Calculator (Gross to Net)🇦🇷
Converting gross salary to net pay in Argentina isn't just subtracting a flat percentage: mandatory social security contributions (11% pension + 3% healthcare + 3% PAMI) and the income tax for earners above the tax-free threshold all come into play. This calculator takes your monthly gross salary, applies the 2026 tax brackets from ARCA (formerly AFIP), and shows you exactly how much you'll receive, how much is deducted, and what percentage that represents. It works for employees under Argentina's Labor Contract Law (LCT 20.744), accounts for dependents for income tax calculations, and is updated whenever the tax-free threshold changes.
When to use this calculator
- You're offered a job in Argentina and want to know the actual take-home pay before accepting.
- You're negotiating a raise and need to know how much you'll actually receive with the new figure.
- You switched from freelance to employment and want to understand the new deductions.
- You want to know if your salary exceeds the income tax threshold for budget planning.
- You're an employer and want to estimate the net pay an employee will see.
Example: ARS 2,500,000 gross salary, no dependents
- Gross salary: ARS 2,500,000.
- Social security (17%):
2,500,000 x 0.17= ARS 425,000 (pension 11% + healthcare 3% + PAMI 3%). - Tax-Free Threshold (MNI) single, no dependents: ~ARS 2,280,000.
- Taxable income for income tax:
2,500,000 - 2,280,000= ARS 220,000. - Income tax (approx. 5% on first bracket): ≈ ARS 11,000.
- Net salary:
2,500,000 - 425,000 - 11,000= ARS 2,064,000.
How it works
2 min readHow Net Salary Is Calculated in Argentina
The gross salary is the amount listed at the top of your pay stub before deductions. Two groups of deductions apply: fixed social security contributions and income tax.
Social Security Contributions (17% fixed)
These three contributions are paid by every employee under the Labor Contract Law (LCT), regardless of salary level or dependents.
Income Tax (only for higher earners)
Fourth-category income tax applies only if your gross salary exceeds the Tax-Free Threshold (MNI) per month. The MNI adjusts for inflation and increases with each declared dependent.
Simplified Formula
Net = Gross - (Gross x 0.17) - Income Tax2026 Tax-Free Threshold (Approximate)
| Family Situation | Monthly MNI (approx.) |
|---|---|
| Single, no children | ARS 2,280,000 |
| + 1 dependent | ARS 2,680,000 |
| + 2 dependents | ARS 3,080,000 |
| + 3 dependents | ARS 3,480,000 |
| + 4 or more dependents | ARS 3,880,000 |
> The MNI is updated quarterly. Verify the exact figure at ARCA (ex AFIP).
Understanding Argentine Payroll
Argentina's payroll system has several unique features:
What This Calculator Does NOT Include
Common Mistakes
1. Thinking 17% is the only deduction: if you earn above ARS 2.3M gross, you must add income tax.
2. Not declaring dependents: each dependent raises the MNI. You need to file form F.572 with HR.
3. Confusing net salary with actual spending money: your bank account also gets hit by debit/credit tax (0.6%).
4. Using base salary vs total taxable income: if you receive allowances, overtime, or bonuses, the taxable gross is higher.
Frequently asked questions
What is gross salary vs net salary?
Gross salary is the total amount agreed with the employer before deductions. Net salary (or 'take-home pay') is what you actually receive in your bank account after subtracting pension contributions, healthcare, PAMI, and — if applicable — income tax.
Why are 17% deducted in social security?
It's the sum of three mandatory contributions in Argentina: 11% to pension (SIPA), 3% to healthcare (Obra Social), and 3% to PAMI (retiree health system). All employees under the LCT pay this, regardless of salary level.
When does income tax apply to my salary?
Only if your monthly gross exceeds the Tax-Free Threshold (MNI). In 2026, the MNI for a single person without dependents is approximately ARS 2,280,000 per month. Each dependent you declare raises it by ~ARS 400,000.
Does this calculator include aguinaldo and vacation pay?
No. This calculates the regular monthly salary. For aguinaldo, use the dedicated aguinaldo calculator. For vacation pay, the calculation method is different.
How do I declare dependents to lower my income tax?
You need to file form SiRADIG (F.572 web) annually or whenever your situation changes. You can include: spouse, children under 18, disabled family members, and deductible payments (private health insurance, rent, donations, etc.).
Are deductions the same in all Argentine provinces?
Yes. Social security contributions (17%) and income tax are federal. The only territorial difference may be union dues, which vary by collective bargaining agreement and province.
Does this calculation apply to freelancers (monotributo)?
No. Freelancers under the monotributo regime pay a fixed monthly fee that includes pension, healthcare, and a simplified tax. This calculator is for employees under the Labor Contract Law (LCT).