Argentina Salary Calculator (Gross to Net)
Calculate net salary in Argentina 2026: gross to net with income tax, pension and social contributions. Updated official rates.
- Data verified · July 2026
- Edited by Martín Rodríguez
- Formula verified by automated tests
- Private — runs on your device
See change history
- — New modes: inverse net→gross calculation ("what gross do I need to take home X?", approximation within $100) and raise-vs-inflation comparator (real purchasing power vs. INDEC accumulated inflation from a chosen month). +3 FAQ.
- — Shortened the summary for easier reading; same facts and numbers.
See step-by-step calculation
See this calculation step by step
See period-by-period detail
How to use this calculator
Follow this tool’s steps, then review its formula, assumptions, and limits below.
Calculator specific to Argentina. Laws, brackets and values are those currently in force in Argentina (ARCA, BCRA, ANSES).
When to use this calculator
- You're offered a job in Argentina and want to know the actual take-home pay before accepting.
- You're negotiating a raise and need to know how much you'll actually receive with the new figure.
- You switched from freelance to employment and want to understand the new deductions.
- You want to know if your salary exceeds the income tax threshold for budget planning.
- You're an employer and want to estimate the net pay an employee will see.
Argentina Employee Deductions Summary (2026, LCT)
| Deduction | Rate | Applies to | Legal basis |
|---|---|---|---|
| Pension (SIPA) | 11% | All LCT employees (up to maximum contribution base) | Ley 24.241 |
| Healthcare (Obra Social) | 3% | All LCT employees | Ley 23.660 |
| PAMI (retiree health) | 3% | All LCT employees | Ley 19.032 |
| Total social security (employee) | 17% | All LCT employees | AFIP/ARCA (2026) |
| Income tax (4th category) | Progressive (5%–35%) | Earners above monthly MNI threshold | Ley 20.628 – ARCA (2026) |
| Monthly MNI — single, no dependents | ~ARS 2,280,000 | Reference threshold (2026, updates quarterly) | ARCA/AFIP resolution 2026 |
| Maximum contribution base (SIPA cap) | ARS 4,414,652 | Pension/PAMI/Obra Social capped above this gross | Ley 24.241 – ANSES jun-2026 |
Source: ARCA (ex AFIP) — arca.gob.ar; Ley 20.744 (LCT); Ley 24.241 (SIPA). MNI and contribution base update quarterly.
How it works
How Net Salary Is Calculated in Argentina
The gross salary (sueldo bruto) is the total amount listed at the top of your pay stub (recibo de sueldo) before any deductions. In Argentina, two groups of deductions reduce that figure: fixed social security contributions and, for higher earners, income tax (Impuesto a las Ganancias de 4ª categoría).
---
Social Security Contributions (17% fixed)
Every employee under the Labor Contract Law (LCT — Ley 20.744) pays the same three contributions, regardless of salary level, industry, or number of dependents:
| Contribution | Rate | Purpose |
|---|---|---|
| SIPA (Pension) | 11% | Retirement system |
| Obra Social | 3% | Employee healthcare |
| PAMI | 3% | Retiree healthcare fund |
| Total | 17% |
These are employee-side contributions only. Your employer pays an additional ~24% on top of your gross salary directly to ARCA (ex-AFIP) — that cost never appears on your pay stub but significantly increases the total labor cost the company bears.
---
Income Tax — 4th Category (Progressive Scale)
Impuesto a las Ganancias applies only if your gross salary exceeds the Non-Taxable Minimum (MNI — Mínimo No Imponible) for your family situation. The tax is calculated on the net taxable base (gross minus the 17% social security), not on gross directly.
The rates follow a progressive scale defined by ARCA, currently ranging from 5% to 35% depending on the taxable amount. This means a salary just above the MNI is taxed at a low marginal rate, while only the portion above each bracket threshold is taxed at higher rates — a common source of confusion.
Key deductions that reduce your taxable base:
---
Simplified Formula
Taxable Base = Gross - (Gross × 0.17) - Personal Deductions
Net Salary = Gross - (Gross × 0.17) - Income Tax on Taxable Base---
2026 Tax-Free Threshold — MNI (Approximate)
The MNI is updated quarterly by ARCA based on inflation adjustments. The following figures are approximate for 2026:
| Family Situation | Monthly MNI (approx.) |
|---|---|
| Single, no dependents | ARS 2,280,000 |
| + 1 dependent | ARS 2,680,000 |
| + 2 dependents | ARS 3,080,000 |
| + 3 dependents | ARS 3,480,000 |
| + 4 or more dependents | ARS 3,880,000 |
> ⚠️ Always verify the current MNI at ARCA (ex-AFIP), as quarterly updates can materially change whether you owe tax.
---
Other Payroll Components This Calculator Does Not Include
This tool calculates the core gross-to-net deduction. The following items appear on many real pay stubs but are not included in this simplified calculation:
---
Common Errors to Avoid
1. Confusing gross with cost-to-company: Your gross salary is not what the employer pays in total. Add ~24% employer contributions to get the real labor cost.
2. Applying income tax to the full gross: Ganancias is calculated on the net taxable base (after the 17% deduction and personal allowances), not on gross.
3. Assuming the MNI is a cliff: Exceeding the MNI by ARS 1 does not mean your entire salary becomes taxable — only the portion above the threshold is taxed, starting at the lowest bracket rate.
4. Ignoring quarterly updates: Argentina's high inflation means the MNI can change significantly between quarters. A salary that was tax-exempt in March may cross the threshold by June without any raise.
5. Forgetting dependents reduce the tax: Declaring a spouse or children to your employer via form F.572 web (SIRADIG) can substantially reduce or eliminate income tax withholding.
---
> Disclaimer: This calculator provides an estimate for informational purposes. For precise payroll calculations, consult a certified accountant (contador matriculado) or your company's HR department, as individual circumstances, collective agreements, and regulatory changes affect the final figure.
Example: ARS 2,500,000 gross salary, no dependents
2,500,000 x 0.17 = ARS 425,000 (pension 11% + healthcare 3% + PAMI 3%).2,500,000 - 2,280,000 = ARS 220,000.2,500,000 - 425,000 - 11,000 = ARS 2,064,000.Frequently asked questions
What is gross salary vs net salary?
How much income tax do employees pay in Argentina?
Why are 17% deducted in social security?
When does income tax apply to my salary?
Does this calculator include aguinaldo and vacation pay?
How do I declare dependents to lower my income tax?
Are deductions the same in all Argentine provinces?
Does this calculation apply to freelancers (monotributo)?
How much gross do I need to take home X?
Did my raise beat inflation?
Where does the comparator's inflation come from?
Sources & references
Update history
Log of data, formula and content changes for this calculator.
- New modes: inverse net→gross calculation ("what gross do I need to take home X?", approximation within $100) and raise-vs-inflation comparator (real purchasing power vs. INDEC accumulated inflation from a chosen month). +3 FAQ.
- Shortened the summary for easier reading; same facts and numbers.
Methodology & trust
Finance calculator with its formula verified automatically against Ley 20.744 (LCT) - Argentine Labor Law, per our editorial policy and methodology.
Updated: July 2026. Parameters are verified periodically against the cited sources.
Calculations run 100% in your browser. We do not store or transmit your data.
Indicative results. For critical decisions, consult a professional.
Rodríguez, M. (2026). Argentina Salary Calculator (Gross to Net). Hacé Cuentas. https://hacecuentas.com/en/salary-calculator-argentina
Content licensed under CC-BY 4.0 — reuse it citing the source with a link to Hacé Cuentas.