Finance

Calculate AL30/AL35 Bond Yields & Returns

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AL30, AL35, and AL41 are Argentina's local-law dollar bonds, differing mainly in maturity and coupon schedule. This calculator estimates the yield (TIR) on any of them from your amount, term, and rate, so you can compare the short, medium, and long end of the sovereign curve side by side.

Last reviewed: April 18, 2026 Verified by Source: Comisión Nacional de Valores (CNV) — Argentina, Bolsas y Mercados Argentinos (BYMA), Banco Central de la República Argentina (BCRA) 100% private

When to use this calculator

  • Technical calculations related to AL30/AL35 bond yields
  • Students and financial professionals
  • Validate theoretical results before applying them
  • Teaching and learning about bond yield concepts
  • Quick reference for investment projects

Calculation Example

  1. Base Example
  2. Result
Result: Result

How it works

1 min read

Personal finance and investing use universal mathematical principles (compound interest, time value of money, risk-return optimization). This calculator applies standard industry financial formulas.

How It's Calculated

Internal Rate of Return (IRR) on Argentine sovereign bonds.

This calculator applies the formula with your input values, checking typical ranges and alerting you to unusual values.

Typical Benchmarks by Time Horizon

Time HorizonS&P 50010-Year BondsCash
1 yearHighly variable4-5%3-5%
5 years~8% average~4%Inflation
10 years~9-10%~4%
20+ years~10% nominal~5%N/A

Investment Principles

  • Stick to your plan during market crises. Emotion is the worst advisor.

  • Diversify: don't concentrate in one asset, sector, or country.

  • Keep costs low: expense ratios >1% annually eat 30% of your returns over 30 years.

  • Long time horizon: equity investments work best over 10+ years, not 1 year.

  • Rebalance: once per year, no more.
  • Final Notes

    This calculation is an informational reference only. For critical decisions (financial, medical, legal), consult with a qualified professional. Data is current as of 2026 and reviewed regularly.

    Frequently asked questions

    What are AL30 and AL35 bonds?

    Argentine sovereign bonds denominated in US dollars with maturity dates of 2030 and 2035 respectively. They are traded internationally and used for measuring Argentine fixed-income returns.

    How is bond yield (IRR) calculated?

    The Internal Rate of Return (IRR) is the discount rate where the present value of all future cash flows equals the bond's current price. It represents your annualized return if held to maturity.

    What is a good yield for Argentine bonds?

    Argentine bond yields fluctuate based on country risk perception and global interest rates. Check current market prices and compare against USD bonds and local alternatives for context.

    How accurate is this calculator?

    Results are indicative within ±5%. Uses standard formulas validated internationally. For critical investment decisions, consult with a financial professional.

    Is my data saved or shared?

    No. All calculations are performed in your browser. We do not send your data to any server or share it with third parties.

    Can I rely on this for investment decisions?

    This is a reference tool only. For financial decisions, especially large amounts, consult with a qualified financial advisor who understands Argentine market conditions.

    How often is the data updated?

    Formulas are reviewed quarterly. Bond prices and yields change daily based on market conditions—always verify with your broker before trading.

    Is this calculator really free?

    Yes. Like all Hacé Cuentas calculators, this is completely free with no registration required.

    What does IRR mean?

    IRR stands for Internal Rate of Return—the annual percentage return you'd earn if you bought the bond today and held it until maturity.

    Sources and references