International · relocation planning
Can I afford to move abroad?
Moving countries is a cash-flow decision before it is a lifestyle decision. Estimate take-home pay, recurring costs, the income gap and the one-time bill, then see what remains after year one.
USD planning estimate Destination costs are user inputs 7 calculators inside
Your situation
What kind of move are you planning?
Use a work move, a five-year commitment or a retirement move as the frame. The inputs stay editable because city, household and benefits matter more than a country average.
That's not my case
Fine-tune the estimate
Your destination budget
Use monthly USD amounts for recurring costs. Enter the host-country tax rate as a rough planning assumption, then verify the actual net pay in the offer or pension documents.
Flights, deposits, shipping, temporary housing and setup.
Informational estimate. Immigration, tax residency, pension, healthcare and employment rules are country-specific. Confirm the destination requirements with official authorities and a qualified adviser.
How the total adds up
Move economics
The result separates recurring affordability from the transition reserve that must be available before the move.
Take-home pay is shown against recurring costs; one-time move costs are kept separate.
What if it changes?
Quick answer
What applies to you
What's included
Watch out for this
Deadline:
Frequently asked questions
How much money should I save before moving abroad?
There is no universal number. A useful starting point is the one-time move bill plus the months of income gap and an emergency reserve sized to your destination budget.
Should I compare gross or net salary?
Compare net salary after taxes, mandatory contributions, health deductions and any benefit changes. Gross salary can hide a large difference in usable cash.
What costs are easy to miss when relocating?
Deposits, temporary housing, shipping, flights, document legalization, visa fees, healthcare setup, school costs and duplicate home-country bills are common omissions.
Should I keep paying costs in my home country?
Many movers keep a mortgage, storage, family support, subscriptions or insurance. Enter those recurring obligations separately instead of assuming they disappear.
Does the result include exchange-rate risk?
No. The calculator uses USD inputs. Test a weaker destination currency or add a monthly buffer if your income and obligations use different currencies.
Is a positive monthly surplus enough to move?
Not by itself. Check visa eligibility, employment rights, health coverage, tax residency, emergency savings and the reliability of the income.
How should retirees use the calculator?
Use reliable after-tax pension or portfolio income, then stress-test healthcare, rent and currency assumptions. Avoid counting uncertain investment returns as monthly income.
When should I use the five-year case?
Use it when the decision involves a contract, visa or family commitment lasting several years. It shows whether the upfront cost is recovered over time, not whether the move is legally possible.
Transparencia editorial