Finance

Property Deed Transfer Costs 2026

Calculate property deed & transfer costs in Argentina 2026: notary fees, taxes & stamp duty. Fast & free calculator for CABA/PBA.

Data verified · June 2026
Edited by Martín Rodríguez
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Calculator specific to Argentina. Laws, brackets and values are those currently in force in Argentina (ARCA, BCRA, ANSES).

Official procedures in Argentina have variable costs depending on jurisdiction, processing times, and required documentation. Knowing these beforehand saves you trips and surprises. Property deed costs in CABA/PBA: notary fees + contributions + taxes + stamp duty (~6-9% of property value). Figures are current for 2026 and reviewed regularly to keep you informed.

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Property transfer cost breakdown — CABA & Buenos Aires Province (2026)

Each charge is a percentage of the declared property value. "Who pays" reflects the customary split; everything except provincial taxes is negotiable. The right column shows the cost on an $80,000,000 property.

Cost item	Rate (% of value)	Who customarily pays	On $80,000,000
Notary fees (honorarios escribano)	~1.5%	Buyer	$1,200,000
Stamp duty (impuesto de sellos)	3.5%	Split 50/50 buyer & seller	$2,800,000
Registry & association contributions (aportes)	~1.0%	Buyer	$800,000
Seller transfer tax (now Ganancias cedular, not ITI)	15% of the gain*	Seller	Varies
Buyer's typical out-of-pocket total	~6%	Buyer	~$4.8M

*Since Ley 27.743 (2024), the old 1.5% ITI was repealed: properties bought from 2018 onward are taxed at 15% on the capital gain under income tax, while a single primary residence is generally exempt. Rates are customary 2026 figures for CABA/PBA — confirm the exact amount with your escribano, as percentages and splits vary by province and by deal.

How it works

Buying property in Argentina costs more than the sticker price. On top of the agreed value you pay a stack of one-time transfer costs — notary fees, stamp duty, and professional contributions — that together run roughly 6% to 9% of the property value in the City of Buenos Aires (CABA) and Buenos Aires Province (PBA). This calculator estimates that total so you can budget for the cash you'll need at closing, over and above the deposit (seña).

What goes into the total

The deed (escritura) bundles several charges, each a percentage of the declared property value:

Notary fees (honorarios del escribano) — about 1.5%. The notary (escribano) drafts the deed, verifies title, and registers the transfer. Fees are guided by each province's notary association and can be lightly negotiated.

Stamp duty (impuesto de sellos) — 3.5% in both CABA and PBA. This is a provincial tax on the transaction and is usually split 50/50 between buyer and seller, though the split is negotiable. It's the single largest line item.

Professional / registry contributions (aportes) — roughly 1%, covering notary-association levies and the property-registry filing.

Add those buyer-side items and you land around 6% of value; with the seller-side transfer tax included the all-in figure reaches 7–9%.

A note on the seller-side transfer tax

Historically the seller paid ITI (Impuesto a la Transferencia de Inmuebles), a 1.5% tax on the sale price. That regime changed: under the 2024 tax reform (Ley 27.743), ITI was repealed, and the sale of a property bought from 2018 onward is instead taxed under income tax (Ganancias) as a 15% cedular tax on the capital gain — not on the full price. Pre-2018 purchases and a taxpayer's single primary residence generally remain exempt. Because this falls on the seller, it doesn't change the buyer's closing budget, but it matters when you model both sides of a deal.

Worked example

A $80,000,000 apartment in CABA, applying the percentages above: notary $1,200,000 (1.5%) + stamp duty $2,800,000 (3.5%) + contributions $800,000 (1%) + the seller-side tax. The buyer's out-of-pocket closing costs land near $4.8–5.5 million, on the order of 6–7% of the price. Always confirm exact figures with your escribano before signing — these are estimates, not a quote.

Calculation Example

$80M property in CABA

Notary 1.5% + stamp duty 3.5% + contributions 1% = 6%

~$4.8M buyer total (ITI repealed, not included)

~$4.8M

Disclaimer: Informational estimate. Actual rates, fees, and terms depend on the provider and contract; compare official documents before deciding.

Frequently asked questions

What are property deed costs in Argentina?

Property deed (escritura) costs typically include: notary fees (~1.5%), stamp duty (3.5% in CABA/PBA), and professional association contributions (~1%), plus the seller's income tax on the gain. The buyer's out-of-pocket total usually runs about 6% of property value (the old 1.5% ITI was repealed by Ley 27.743 in 2024; sellers now pay a 15% cedular tax on the capital gain instead).

How much do notary fees cost?

Notary fees (honorarios escribano) are approximately 1.5% of property value. This is negotiable but generally regulated by the notary association in each province.

Who pays stamp duty on property transfer?

Stamp duty (sellos) is 3.5% in CABA and PBA. The cost is typically split 50/50 between buyer and seller, though this can be negotiated.

Is ITI (the property transfer tax) still in force?

No. ITI (Impuesto a la Transferencia de Inmuebles), the old 1.5% tax on the sale price paid by the seller, was repealed by the 2024 tax reform (Ley 27.743). Sales of property acquired from 2018 onward are now taxed under income tax (Ganancias) as a 15% cedular tax on the capital gain — not on the full price. Property bought before 2018 and a taxpayer's single primary residence are generally exempt. This is a seller-side tax, so it does not change the buyer's closing budget.

Do I need to book an appointment?

Yes, most jurisdictions require appointments. You can book online through argentina.gob.ar or your province's official website. Urgent cases may be handled without an appointment if capacity allows.

How long does property transfer take?

Processing times vary by jurisdiction and procedure. Most transfers take 30-60 days with complete documentation. Express options are available at additional cost.

Can I handle property deed transfer online?

Partially. Some steps (like AFIP registration) can be done online, but most property transfers require in-person appearance before a notary to sign documents.

Is there a stamp duty exemption for first-time homebuyers?

Some jurisdictions offer stamp duty exemptions or reductions for primary residence purchases up to certain price thresholds. Requirements vary by province—check local regulations.

What documents do I need for property transfer?

Standard documents include: ID, proof of property ownership, purchase contract, tax compliance certificates, and provincial registration. Your notary will provide a complete checklist.

Sources & references

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Editorial

Finance calculator with its formula verified automatically against Código Civil y Comercial de la Nación (Ley 26.994) — Argentina, per our editorial policy and methodology.

Updates

Updated: June 2026. Parameters are verified periodically against the cited sources.

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Limitations

Indicative results. For critical decisions, consult a professional.

📌 How to cite this calculator

Rodríguez, M. (2026). Property Deed Transfer Costs 2026. Hacé Cuentas. https://hacecuentas.com/en/property-deed-transfer-cost

Content licensed under CC-BY 4.0 — reuse it citing the source with a link to Hacé Cuentas.

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